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Welcome

Ron P. Hidalgo
7020 Fain Park Drive Suite 1, P. O. Box 640233 Pike Road, Al
Montgomery, AL 36117
Office: 334-546-1410
Fax: 334-270-8471
Toll Free: 1-866-508-3535
Cell: 334-546-1410
Email: ron@ronsellsalabama.com
Ron has "THE PLAN"

Helpful Info > First Time Home Buyers    

     *** You will find links below for "Buying Tips & Mortgages" &  "What you'll receive from Ron as your REALTOR/Agent."
   IMPORTANT-- We ask you to view this attachment first concerning; 
Alabama law requires the Real Estate Broker and/or Agent to inform the 

real estate customer (YOU) about the different types of services which the real estate licensee may perform. click here!


   Look below for First Time Home Buyers assistance or click-> 
AHFA'S Step-Up, Down Payment Assistance program.

Directional map to Saunders Realty Residential: click here.
Directional map to Saunders Realty Commercial: click here.

CAUTION!!!!! BEWARE! City of Montgomery has installed "Camera's" at certain intersections to STOP those who repeatily RUN RED Lights!   Click here to view a map showing certain Camera locations.  However, at the printing of this Map there could be more Camera locations set in place. Why would anyone want to purposely run a RED Light anyway/    
  
             "RESIDENTIAL REAL ESTATE PORTAL"
" BUYING RESOURCES "
Residential Source combines the best internet technology with the personalized, custom real estate solutions. Better value, complete one stop service and first and foremost, a better experience. Buyers click here.

Start with Confidence --- Doing research on how to buy a home is itself an investment - in time. On the one hand are the shelves of books on the subject - helpful, yet sometimes tedious in their detail. On the other hand are specialty Web sites with short, sharp home-buying tips that sacrifice depth and introduce pop-up invitations to apply for mortgages, credit reports, or real estate listings. Even the most hardened researcher can have a tough time telling the forest from the trees. If you are gearing up to buy a house, you may need at least one self-help guide, if only as an anti-jargon dictionary that will help you tell your ARM from your JUMBO.  Buying a home should not be STRESSFUL!  It can be if you are not PREPARED!

The professionals are "gung-ho" to entice you into the real estate world. The government offers big tax incentives; banks compete to loan out massive mortgages while Realtors(R) woo from here to eternity to get new clients. However, what most buyers, especially first-timers, do not realize, is that..... They "BUYER" are doing the government,
banks, Realtors(R), construction industry, and the overall economy a favor. If owning a home seems synonymous with the American Dream, it could be because fencing solid citizens inside a white picket mortgage for 30 years is very good for business. Apart from feeding the earnings of bankers, builders/carpenters,plumbers, electricians, heating & air employees, concrete/masons, roofers,  Realtors, inspectors, lawyers, and insurers, a new homeowner 
usually forks out lavish amounts on furnishings, appliances, home decorating, gardening, and a whole slew of ancillary products that bolster the local economy.
When a "Buyer" becomes a "Home Owner" they're "Helping the Economy" - "They're strengthening the American Economy!"  Did you realize how many people you gave a JOB to, when purchasing a home?  Let me say Thank You NOW, before you even begin searching for your home . . . for strengthening our economy.  THANKS! 

IMPORTANT: What every "Buyer and Seller" needs to know about "Household Toxins!" Click here

Take a deep breath --- If there's one thing I should tell you before you begin searching for your home . . .

Have a positive ATTITUDE!  Why?  You may be anxious about the 
process itself, getting the down-payment, finding a mortgage broker and then a REALTOR(R)  . . . You should you are helping many people!  You  the "First Time Buyer" are making it possible for others to earn a living . . . Yes, they're working for you!  When Ron says, "Professional and Quality Service is not Expensive, It's Priceless, and Ron's clients deserve nothing less." 
Ron's client should expect & demand "TOP Quality Service."   Please read again, what's printed above -
how many people "You the Buyer" will create work for when purchasing a home. (again they are; doing the Government, Banks, Realtors(R), Construction industry, and the overall economy a favor.) Home BUYERS are a very important fabric of our countries Economy-Strength!  For "Buying tips and Mortgages" Click "Buying Tips & Mortgages."

         Use this link for "Tips For the First Time Home Buyer searching for the best possible mortgage plan."

         Flex your consumer muscle --- Ron believes, "in the world of real estate sales, Buyers are the most important person in the entire process.  It's easy to think everyone else carries more weight than you. The seller owns the house and/or property . . . The agent talks fast and has an answer for everything.  The lender may decline your loan application, and on and on. . . . But the truth is that YOU, the Buyer, are the one person in this transaction who makes it all happen.  If you, the Buyer.... decide to not buy, the entire process comes to a grinding halt."  Now, you should be very proud helping our economy grow and flourish, and I  take  much  pride and  a positive  attitude with representing my Buyer Clients. 
       Ron urges his Buyer Clients to flex their consumer muscle by doing basic research to ensure they understand everything that is happening around them.  "Just because you the Buyer, don't  apply for a 30-year mortgage once a week doesn't mean you have to take the first one that comes along.   BUYERS should  learn the terms, apply new concepts, and take the time to understand what you're getting into.  And when something happens that doesn't make sense, demand a full and complete explanation from the professionals working on your behalf.      Ron walks along and with his clients during the complete process and works hard to make the purchasing journey as painless and stress-free as possible.
        "If you plan from the beginning to approach the home buying process intelligently and with confidence, you are more likely to emerge at the end of the day with a house you'll be proud to call home, and the knowledge that you made the right decision."   If you want and desire  "Full Representation without PRESSURE,
" Call or email RON TODAY at 334.546-1410 or Ron@RonSellsAlabama.Com.

       Ron has "Professional Mortgage Brokers" available to assist his Clients in obtaining a mortgage package for their needs.  If you need information on strengthening your "Credit Score" or need to 
be "Qualified" call or  E-mail Ron today and he will contact you to find what's needed to help you and/or searching for good rates and terms,
click here> 
e-mail Ron today and he will contact you to help you find your mortgage of choice.   

*** Need a little assistance finding your home, Need a Specialist?  "Why should you Use Ron for your agent?"  It may take a little longer to load so please wait . . . It's worth the time! 
Click here>
- 
"WHY USE RON  for Your REALTOR®?"

click here> Alabama Housing Finance Authority to view all about the "ALABAMA HOUSING AUTHORITY . . ." 
click here> 
AHFA'S Step-Up, Down Payment Assistance program to learn more about "BUYER'S ASSISTANCE Mortgage Program.

      Have a wonderful day and call or e-mail Ron when you're ready to begin the home purchasing process.  
      Remember, it's best obtaining "Pre-Qualification" before searching for your new home.  You'll know exactly what your Purchasing Power is, and the price range to search . . . When you are in need of assistance for locating your mortgage package and searching for your home, call Ron.  I'm ready to work with you and render you "Professional and Quality Service that's Priceless, and you deserve nothing less!" I am accountable to my clients.
In advance, thanks.



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